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How it works.

Buy now, pay later with Laybuy.

We've partnered with Laybuy to bring you a new way to pay. Simply add to your cart and select Laybuy at checkout.

If you're a new Laybuy customer.

Step 1 Step 1.

Enter your details to open your account.

Step 2 Step 2.

You'll need to pass a soft credit check and agree to Laybuy's T&C's and Privacy Policy.

Step 3 Step 3.

If you're approved, we'll let you know straight away. We might need more info and we can't guarantee you'll be approved.


You can manage your Laybuy account online or in the app:

  • - Check your purchases.
  • - Manage your orders and installments.
  • - See when your payments are due.
  • - Make early repayments.
  • - Report returns directly.

If you're an existing Laybuy customer.

Simply login to your account and follow the prompts.

Laybuy is credit.

Laybuy is lending money to you, so please use it responsibly. You'll need to repay each purchase in 6 installments, due weekly. Missing payments may affect your credit score and limit your access to Laybuy and third-party credit. Unpaid debt is passed to a debt collection agency.

Fees & charges.

Laybuy is interest-free, always. However, late payment fees apply. A £6 late fee is charged within the first 24 hours after the due date. If payment is 7 days late, another £6 is charged. The maximum amount of late fees charged for a purchase is £24. You can't pay by Laybuy until outstanding amounts are repaid.

Warning: Late repayments can cause serious money problems. For help, go to https://www.moneyhelper.org.uk/en

About Laybuy.

Laybuy Holdings (UK) Limited t/a 'Laybuy', operates unregulated financial products; this means they, nor the products on offer are authorised or regulated by the Financial Conduct Authority and services provided are not protected by the FSCS. The content displayed within this website has been signed off by the Consumer Credit Compliance Limited, who are authorised and regulated by the Financial Conduct Authority (FRN:631736) 17/11/22.

About wilko.

‘Wilko’ act as an unregulated credit broker not a lender and promotes and introduces customers to unregulated credit products within this website. These products are offered by Laybuy Holdings Limited t/a Laybuy. Laybuy nor its credit products on offer are authorised by the Financial Conduct Authority, and services provided are not protected by the FSCS. The content displayed within this website relating to Laybuy’s credit products has been signed off by Consumer Credit Compliance Limited, who are authorised and regulated by the Financial Conduct Authority FRN: 631736, 17/11/22.